Cost of Living Tips with PayCare

PayCare recently partnered with Wolverhampton Credit Union in a webinar to share tips and advice for its members on how they can get through the cost of living crisis, which we would like to share with you.

Here are a few quick wins that could help save some pennies around the house

• Switch off appliances on standby
• Turn off at wall when not using items
• Draught-proof windows and doors
• Turn off unnecessary lights
• Use full loads when washing your clothes and do in off-peak hours
• Avoid the tumble dryer
• Spend less time in the shower and swap your bath for a shower
• Turn water off when shaving, washing hands and brushing teeth
• Fix any leaky taps
• Use energy efficient appliances
• Consider alternative cooking methods such as  Microwaves and air fryers
• Only fill your kettle with the water you need
• Buy own brands of food, drink, toiletries, cleaning products when possible
• Batch Cooking – costs less to re-heat and reduces waste
• Less but Often – consider buying perishable food in smaller quantities more often
• Buy in Bulk – e.g. pasta/washing powder – significant cost savings
• Look at Labels – what is cheapest per litre/gram
• Use Store Loyalty Cards – discounts and rewards
• Food Banks – investigate where in local area – in very high demand currently
• Consider car sharing once or twice a week with a colleague.

In addition, as a Paycare Policyholders:

• Ensure you make full use of your Health Cash Plan by claiming cash back after medical appointments (subject to the specifics of your plan)
• Making use of the Paycare Perks discount platform
• Using the savings calculator to input the average costs of everything from your utilities to your social activities – to reveal just how much Perks could save you in a year if you made full use of all the offers!

We understand that extra support may be needed from time to time – don’t forget that PayCare have a Confidential Counselling Helpline which allows you to speak to a qualified counsellor via telephone when you need it the most ?

If you have any great tips for making savings please do share them with the team in the comments box.